Terms that fit lenders
Several texting tools list loan, mortgage and credit content as prohibited. Ours allow account notices to your existing customers and prohibit the promotional and collection texts carriers filter.
Compare
Textciergevs thegeneral tools
Textmagic, SlickText and Textedly are good at general business texting. Textcierge does one job: account alerts for financial companies. Here is what that changes in the terms, the price and the product.
Monthly cost, list prices
Plan price plus fixed number, registration and surcharge fees. Before tax and per-message carrier fees.
$0per extra seat, on every plan
$0per keyword, with 2 to 20 in every plan
0%markup on carrier fees
Side by side
- Yes
- Watch for this
- Not a match or not listed
| What matters | Made for financeTextcierge | Textmagic | SlickText | Textedly |
|---|---|---|---|---|
| Fit for finance | ||||
| Built for | Financial account alerts | General business texting, worldwide | Text marketing for any business | Text marketing for any business |
| Loan and credit account notices | Allowed for your existing customers | Payday and unlicensed lending not allowed | Loan, mortgage, debt and credit content listed as prohibited | Mortgage, auto finance and credit content listed as prohibited |
| Consent record for every number | Time, source and confirmation text, exportable | Opt-in tracking and audit trail | Not listed | Not listed |
| Replies routed to a team | Cards, lending or a branch | Not listed | Not listed | Not listed |
| Price each month | ||||
| About 1,000 texts | $49, number included | About $69 with number and 10DLC fees | $49 | $57 with telecom surcharge |
| About 10,000 texts | $299, number included | About $510 with number and 10DLC fees | $319 | $307 with telecom surcharge |
| Included in the plan | ||||
| Team seats | 3, 10 or unlimited | Not listed | Not listed | $10 a month per extra user |
| Keywords | 2, 8 or 20 | Not listed | Not listed | $10 each beyond the plan |
| Carrier fees | At cost, no markup | $10 a month per 10DLC campaign | At cost, no markup | $8 a month, plus $4 to $44 to register |
| Unused texts | Roll over one month | Prepaid credit | Roll over one month | Not listed |
| Getting started | ||||
| Free trial | 14 days, 50 credits, no card | Test balance, card required | 14 days, no card | 14 days, 50 texts, no card |
| See plans | ||||
From each company's public pricing page and terms on October 30, 2026. Totals use list prices for monthly plans, before tax. "Not listed" means we could not find it on those pages. Textmagic, SlickText and Textedly are trademarks of their owners, who do not endorse this page. If something here is out of date, tell us and we will fix it.
Where the difference shows up
Seats and keywords in the price
Member service, lending and fraud answer from one inbox. You do not pay per person or per keyword to make that work.
A record you can show
Each number carries its opt-in time, source and confirmation text, and each send its delivery result. Export it when an examiner or a customer asks.
When another tool fits better
We would rather you pick the right tool than the wrong one twice.
You text customers outside the US and Canada
Textcierge sends to US and Canadian numbers only. Textmagic covers many more countries and bills per text, which suits international or occasional sending.
You mainly send promotions
Our plans do not allow promotional texts. If most of what you send is offers and sales, a marketing tool such as SlickText or Textedly is built for that.
You send fewer than 500 texts a month
Our smallest plan includes 1,000 credits. SlickText and Textedly both start at $29 for 500, and Textmagic lets you buy credit by the text with no monthly plan.
Can you move my numbers and opt-ins from one of these tools?
Yes. Export your contacts with their consent dates and opt-in source, and we import them with the records attached. We can also help port a number you own.